Calculators/Retirement Calculator

Tools

Retirement calculator.

Work out the corpus your retirement actually needs — based on today's expenses, inflation and post-retirement returns — and the monthly investment that closes the gap.

Retirement Calculator

Estimate the corpus you need and the monthly investment to get there.

Corpus required

₹8,15,19,854

Monthly SIP needed

₹42,710

Years to retirement

25

How the retirement corpus is estimated

We inflate your current monthly expenses to your retirement year, then discount a stream of withdrawals to age 85 using the real return (post-retirement return net of inflation). Existing savings are grown at your pre-retirement return and subtracted, and the remaining shortfall is converted into the monthly SIP needed between now and retirement.

Build the retirement plan behind the number.

Pension, EPF, NPS, annuities and withdrawal sequencing, mapped to your Financial Wellness Framework.