Tools
Mutual fund SIP calculator.
Enter your monthly SIP, expected return and horizon to see the corpus you could build — and, crucially, what that corpus is worth in today's money after inflation. Runs privately in your browser.
Mutual Fund SIP Calculator
Project the corpus your monthly SIP could build — and what it is worth after inflation.
Total invested
₹45,00,000
Estimated returns
₹81,14,400
Projected value
₹1,26,14,400
Value in today's money
₹52,63,548
Inflation-adjusted at 6% p.a. — real purchasing power of the corpus in 15 years. Real return ≈ 5.7% p.a.
The power of compounding
Plant small today.
Harvest wealth tomorrow.
Compounding is the closest thing to a universal superpower in finance. A modest SIP started today can outrun a much larger lump sum started later — because time does the heavy lifting. It is why a 25-year-old and a 55-year-old can both win: one by starting early, the other by starting now.
The golden tree you see below is not magic — it is maths plus patience. Every leaf is a contribution; every branch is a year of growth. The earlier the roots, the taller the tree.
How the SIP projection works
A systematic investment plan invests a fixed amount every month, so the corpus compounds on each instalment for a different length of time. We use the standard future-value-of-annuity formula on monthly compounding, then discount the result by your inflation assumption to show real purchasing power. Equity returns are not linear — treat the output as a planning range, not a promise.
Turn this projection into a plan.
We map your SIP to real goals, asset allocation and tax efficiency.